AA Insurance motor insurance schemes offer the best deal to stretch your dollar and provide you with more protection.

At AA Insurance, we understand your real needs and hence, are able to design exclusive schemes that suit and benefit.

Choose from five valued-added motor insurance schemes* to meet your needs:

AA AutoSure
(underwritten by HSBC Insurance (S) Pte Ltd)



Enhanced AA AutoPlan
(underwritten by American Home Assurance Co. AIG)



AA SmartDrive
(underwritten by AXA Insurance Singapore Pte Ltd)

Whichever scheme you choose, you would save on premiums and receive wide coverage. Ask for a No-Obligation quotation and be convinced.

*Insurance plans are for private cars registered in Singapore only

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Most people can appreciate the main benefit of life insurance is financial protection against premature death or disability. However many are still not able to determine how much is needed or how to ensure that the required financial protection can be achieved in the most cost effective manner. The phrase "No one plans to fail, many fail to plan"? aptly drives home the reality of the situation as well as importance of financial planning.

Term life insurance is very cost effective as it offers a higher level of financial protection compared to the premiums charged for other types of life insurance. For example, a young couple would have high insurance needs but may not have the extra cash to buy a Whole Life or Endowment policy to provide for an adequate sum of money for the surviving spouse in the event of premature death.

AA offers two plans to choose from AA Protector & AA Enhanced Protector.

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AA Insurance's travel plans takes care of unexpected emergencies and misadventures while you are overseas, for both you and your family. It assures you of an anxiety-free holiday, and gives you all the help you need in the event of a mishap.

TRAVELSURANCE PLUS

Underwritten by HSBC Insurance (Singapore) Pte. Limited

With TravelSurance Plus, you can have a relaxing holiday and a hassle-free business trip. This comprehensive travel insurance takes care of you and your loved ones in the event of an accident or an emergency when travelling overseas. It offers you two coverage choices for everyone in the family, with further options* to insure your home contents, pets and golf equipment.

TravelSurance Plus provides greater protection, vital assistance and most importantly, complete peace of mind when you are away.

More about Travelsurance Plus Plan

• Click here for more information
• Click here for Policy Terms & Conditions
• Click here to buy

AA ENHANCED HOMEPLAN

Give yourself, your loved ones and your home complete protection from unexpected events that may cause unnecessary financial and emotional devastation. From protection for your renovated items, household contents to personal liability and alternative accommodation expenses, Enhanced AA HomePlan has you well covered.

Enhanced AA HomePlan is underwritten by American Home Assurance Co, AIG

Enhanced AA HomePlan covers:

• Up to S$350,000 for Building (including renovated items) and S$40,000 for Household Contents against unexpected events*.
  
  
• Up to S$6,000 for Alternative Accommodation Expenses if the insured premises is made temporarily uninhabitable by one of the insured events.
  
  
• S$30,000 each for Insured and Spouse (below 66 years old) for Accidental Death that happens at home.
  
  
• Up to S$500,000 Worldwide Personal Liability for Insured and his/her immediate family for any accidental bodily injury or property damage to third party which they are legally liable.
  
  

* Insured perils: Fire; lightning; domestic explosion; theft by violent and forcible entry; resultant damage caused by bursting or overflowing of domestic water tanks, apparatus or pipes at home; windstorm including flood; malicious damage; accidental breakage to fixed glass; vehicle and aircraft impact damage.

*All the above benefits are subject to Policy terms, conditions and exclusion

ENHANCED HOME PLAN: FREQUENTLY ASKED QUESTIONS

1. Who can enrol for Enhanced AA HomePlan?
   All AA members who own a home in Singapore.
   
   
2. When will my policy be effective?
   Your policy will be effective on the date of your application form with payment provided there is no adverse information like claim experience. The Multi-Appliances Extended Warranty benefit will have a waiting period of 30 days from the original date of inception.
   
   
3. What is meant by Household Contents?
   Household Contents include your renovated items, fixtures & fittings installed by you, household furniture & furnishings, domestic appliances, audio equipment, computer equipment, photographic equipment, clothings, blankets and linen, sports and musical instruments, personal valuables and personal belongings.
   
   
4. Are there any excess/deductible?
   There is an excess of S$200 for loss or damage due to hurricane, cyclone, typhoon or windstorm, flood, volcanic eruption, earthquake and resultant damage caused by burst water pipes within the home. For theft, there is an excess of S$100 for each and every claim.
   
   
5. What are the main excluded items?
   Under Household Contents, it does not cover financial instruments such as deeds, bonds, bills of exchange, promissory notes, cheques, securities for money, stamps, documents of any kind, cash, currency notes, bank notes, manuscripts, medals and coins, motor vehicles and accessories or livestock, computer systems records, business books, books of account and contents left in the open. For Multi-Appliances Extended Warranty, it does not cover if the appliances are still covered by the manufacturer's warranty or any other warranty.
   
   
6. Is the insurance transferable when I moved to another location in Singapore?
   Yes, just inform us in writing and we will amend the location in the policy schedule.
   
   
7. Who should I call if I need assistance on policy matters or claim?
   You can contact the AHAC Hotline at 1800 419 3000 (Mon to Fri: 9am to 5pm) for assistance.